Skip to content
CryptoSums

Cardano Staking Calculator

Pre-filled with a typical ADA APY of 2.3% — adjust everything to match your platform.

Rewards after 1 year
0.23244 ADA
≈ $0.04 at today's price
Effective APY
2.3%
nominal 2.3%
Rewards per day (year 1)0.000636822 ADA · $0.0001064
Rewards per month (year 1)0.01937 ADA · $0.003238
Rewards per year0.23244 ADA · $0.04
Total at end10.2324 ADA · $1.71
ADA price used$0.17 (cached)

Data as of Jul 11, 2026APY last verifiedJul 11, 2026

Estimates only — not financial advice.

How this is calculated

Rewards compound with the standard formula final = principal × (1 + APY/n)^(n × years), where n is your compounding frequency (choose "no compounding" for simple interest). Dollar values multiply coin amounts by the live ADA price; the optional price-change field revalues the final position, not the yield itself.

The pre-filled APY is an indicative native-staking rate (1.7–3% range, verified 2026-07-11) — actual rates float with network participation, and platforms take commissions. Sources and update cadence are on the methodology page.

Cardano staking facts

Unbonding period
None — funds stay liquid at all times
Minimum stake
No minimum (2 ADA deposit to register)
Compounding
auto (rewards added to delegated stake each epoch)
  • Cardano staking is fully liquid: no lock-up, no slashing, rewards land every 5-day epoch.
  • Rewards start after a ~15–20 day initial delay when you first delegate to a pool.
  • Pool saturation matters — oversaturated pools pay proportionally lower rewards.

Frequently asked questions

Is staking taxed?
In most tier-1 jurisdictions, staking rewards are taxed as income at their market value when received, and again as capital gains when you later sell. Details differ by country — see how staking rewards are taxed and the tax calculator.
Can you lose money staking?
Yes, three ways: the coin's price can fall more than the yield earns; validators can be slashed or underperform. APY is a reward rate, not a guarantee of profit.
Why does my exchange quote a different ADA APY?
Exchanges take a commission (often 15–35% of rewards) and sometimes cap promotional tiers, so their net rates usually sit below native delegation rates. This page pre-fills a typical native rate — override the APY field with whatever your platform quotes.
What's the difference between nominal APY and effective APY?
Nominal is the quoted rate; effective includes compounding at your chosen frequency. Rewards that auto-compound daily or per-epoch produce a slightly higher effective yield than the same nominal rate paid once a year.

Related calculators

Compound Interest CalculatorSame math with monthly contributionsStablecoin YieldsCompare non-volatile yield optionsCrypto Tax CalculatorRewards are usually taxable income

Disclaimer: This tool provides educational estimates only — it is not financial, investment, or tax advice. Crypto assets are volatile; past performance does not guarantee future results. See our methodology and full disclaimer.