Skip to content
CryptoSums

Crypto Tax Calculator — Ireland

An educational estimator using Ireland's 2026 rules — not tax advice, and not a substitute for a professional.

Estimated tax owed
€2,881
on €10,000 of gains
Effective rate
28.8%
of the full gain
CGT at 33% (after €1,270 exemption)€2,881

2026 rules verifiedJul 12, 2026

Estimates only — not financial advice.

Quick answer

This calculator estimates the crypto capital gains tax you owe in Ireland under its 2026 rules, applying the official allowances and rate bands to your gain and showing the effective rate plus a full breakdown. It is an educational estimate, not tax advice — confirm with a professional before filing.

How this is calculated

The estimator applies Ireland's headline capital-gains rules for the 2026 tax year directly to your inputs — allowances and thresholds first, then the applicable rate schedule, exactly as listed in the breakdown table. Bracket data lives in an open, editable data file stamped "verified 2026-07-12" (methodology).

What it deliberately ignores: cost-basis method choices, loss offsets, carried-forward losses, local/state surcharges and edge cases like business classification. Those are where tax software earns its keep.

How Ireland taxes crypto — the essentials

  • Ireland taxes crypto gains at a flat 33% CGT — one of Europe's highest headline rates, with no reduced rate for long holds.
  • The first €1,270 of total gains each year is exempt. It's per person, covers all assets together, and unused amounts don't carry over.
  • Crypto-to-crypto swaps are taxable disposals — each swap crystallizes a gain or loss in euros.
  • Payment deadlines are unusual: CGT on gains realized January–November is due by 15 December of the SAME year; December gains by 31 January. The return itself follows by 31 October next year.
  • Losses offset gains and carry forward indefinitely, but the four-week 'bed and breakfast' rule blocks selling and rebuying the same asset within four weeks just to harvest a loss.
  • Staking and mining rewards are income (up to 40% + USC/PRSI) when received — separate from the CGT this tool estimates.

Official guidance: Revenue.ie — Capital Gains Tax

Frequently asked questions

How is crypto taxed in Ireland?
Ireland taxes crypto gains at a flat 33% CGT — one of Europe's highest headline rates, with no reduced rate for long holds. The first €1,270 of total gains each year is exempt. It's per person, covers all assets together, and unused amounts don't carry over. The bullet summary below covers the rest, with a link to the official Revenue.ie guidance.
Is this my final tax bill?
No — it's an educational estimate based on the headline rules and your inputs. Real returns involve cost-basis methods, loss harvesting, other income interactions and local surcharges. Use it to size the liability, then confirm with software or a professional.
Do I owe tax if I only swapped one crypto for another?
In Ireland, swapping is generally treated as a disposal of the coin you gave up — a taxable event even though no fiat touched your bank account. Only buying with fiat and holding is reliably tax-free.
What about staking rewards?
Most jurisdictions tax staking rewards as income when received — separately from the capital gains this tool estimates. See how staking rewards are taxed for the five-country breakdown.

Related guides

The Same $10,000 Crypto Profit, Taxed in 10 CountriesWe ran an identical $10,000 crypto gain through ten countries' 2025/26 tax rules. The bill ranges from $0 (Germany, held a year) to $3,300 (Italy).Crypto Tax-Loss Harvesting: The Rules in 10 CountriesSelling at a loss to cut your tax bill is legal almost everywhere — but wash-sale windows, repurchase rules and loss-offset limits differ wildly by country.Crypto Tax in Europe (2026): Six Countries ComparedUK, Germany, France, Italy, Spain and Ireland side by side — 2026 rates, allowances, whether swaps are taxable, and where the rules just changed.

Related calculators

Crypto Profit CalculatorWork out the gain to tax firstStaking CalculatorRewards are usually taxed as incomeWhat If I BoughtSize unrealized gains before selling

Disclaimer: This tool provides educational estimates only — it is not financial, investment or tax advice and not a substitute for a qualified tax professional. Crypto assets are volatile; past performance does not guarantee future results. See our methodology and full disclaimer.